🔍 Fraud Detection · Layer L402

AI-powered fraud scoring on every payout and withdrawal.

Scores every payout and withdrawal against 8 fraud signals — velocity, account age, geographic anomaly, device mismatch and more. Stops fraud before it reaches Stripe.

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Live £19/mo or £190/yr — save 17%

£19/moStarting price

8Fraud signals

78%Earnings back

< 10msScore latency

8 fraud signalsRisk scoringWORM-sealedAllow/deny78% backFree tier

How it works

Fraud Detection in three steps

Production-grade and live on api.forcedream.ai. One Bearer token, zero extra setup.

01 🔍
Score

Every payout scored against 8 signals. Returns a risk level (low/medium/high/critical) and a blocking recommendation.
POST /v1/fraud/score-payout
02 🚫
Block

High-risk payouts are automatically blocked. Your app handles the response — hold for review, or notify the user.
allowed: false
03 📜
Audit

Every fraud decision is WORM-sealed. Immutable record for compliance and dispute resolution.
seal_id: "seal_abc"

What's included

Everything you need, nothing you don't

✓8 fraud signals — velocity, age, geo, device, pattern, cluster, amount, time

✓Risk scoring — 0.0 to 1.0 per payout request

✓Automatic blocking logic — configurable thresholds

✓WORM-sealed decisions — auditable fraud records

✓Allow/deny lists — manage trusted and blocked users

✓Runs automatically on /v1/withdraw — zero config required

Quick start

api.forcedream.ai POST /v1/fraud/score-payout

FORCEDREAM OS · L402 LIVE

$ curl https://api.forcedream.ai/v1/fraud/score-payout \
  -H "Authorization: Bearer $KEY" \
  -d '{"user_id":"usr_123","amount_pence":10000,"account_age_days":3,"total_earned_pence":15000}'

→ {"allowed":false,"risk_level":"high","risk_score":0.87,"reason":"velocity_anomaly","seal_id":"seal_2a9c"}

$ curl https://api.forcedream.ai/v1/fraud/info \
  -H "Authorization: Bearer $KEY"

→ {"fraud_signals":["velocity","account_age","geo_anomaly","device_mismatch","pattern_break","network_cluster","amount_spike","time_anomaly"]}

Pricing

Simple, transparent pricing

78% of API earnings flow back to you on every call. No hidden fees. Free tier available.

Starter

£19

/mo · £190/yr

10,000 checks/month

4 fraud signals

Standard blocking

WORM decisions

Start free →

How Fraud Detection compares

Purpose-built for AI products. Not retrofitted from general-purpose tools.

Feature	ForceDream Fraud	Stripe Radar	Sift	DIY rules
AI-native earn scoring	✓	—	—	Manual
8 fraud signals	✓	Limited	✓	Manual
WORM audit trail	✓	—	—	—
80% earnings back	✓	—	—	—
Zero config on withdraw	✓	—	—	—
Allow/deny lists	✓	✓	✓	✓

FAQ

Frequently asked questions

What are the 8 fraud signals?

Velocity (too many earns too fast), account age (new accounts are higher risk), geographic anomaly (IP doesn't match registration), device mismatch, earning pattern break, network clustering, amount spike and time anomaly.

Can I customise the scoring thresholds?

Yes. Each signal has configurable weight and threshold. Disable individual signals if they don't apply to your use case.

What happens when a payout is blocked?

The API returns allowed:false with a reason. Your application handles the block — typically by holding for manual review or notifying the user. All decisions are WORM-sealed.

Does this run automatically on /v1/withdraw?

Yes. When you call /v1/withdraw, the fraud layer runs before the Stripe payout is initiated. You can also call /v1/fraud/score-payout independently for pre-checks.

How do I appeal a false positive?

Use the allow list API to mark a user_id as trusted. Their future payouts skip fraud scoring. Allow list changes are WORM-sealed.